The Employees' State Insurance (ESI) scheme provides medical care and cash benefits to workers earning up to the wage threshold. Establishments with 10 or more employees (in most states) must register with the ESIC.
This guide explains ESI applicability, contribution rates and the process.
What is ESI Registration for Employers?
ESI covers employees earning up to ₹21,000 a month (₹25,000 for persons with disability). The employer contributes 3.25% and the employee 0.75% of wages.
Registration is on the ESIC portal, followed by monthly contribution filing.
| Threshold | 10 or more employees (state-dependent) |
|---|---|
| Wage ceiling | ₹21,000/month |
| Employer contribution | 3.25% |
| Employee contribution | 0.75% |
Benefits
- Medical care for the insured and dependants
- Sickness, maternity and disablement benefits
- Dependant benefit on death due to employment injury
Frequently asked questions
Who is covered under ESI?
Employees earning up to ₹21,000 a month in establishments where ESI applies.
What are the ESI contribution rates?
The employer contributes 3.25% and the employee 0.75% of wages.